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Bootstrap methodology in claim reserving An article from Journal of Risk and Insurance

April 30th, 2009 No Comments   Posted in Book

Bootstrap methodology in claim reserving An article from Journal of Risk and Insurance




This digital document is an article from Journal of Risk and Insurance, published by American Risk and Insurance Association, Inc. on December 1, 2003. The length of the article is 6524 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Bootstrap methodology in claim reserving.
Author: Paulo J.R. Pinheiro
Publication: Journal of Risk and Insurance (Refereed)
Date: December 1, 2003
Publisher: American Risk and Insurance Association, Inc.
Volume: 70 Issue: 4 Page: 701(14)

Distributed by Thomson Gale

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Guerrilla Marketing Secrets for Making Big Profits from Your Small Business Guerrilla Marketing

April 29th, 2009 No Comments   Posted in Book

Guerrilla Marketing Secrets for Making Big Profits from Your Small Business Guerrilla Marketing




Guerrilla Marketing: Secrets for Making Big Profits from Your Small Business – Revised and expanded Third Edition. A valuable resource for any small-business owner. Contains strategies for finding clients, marketing on the Internet, cultivating repeat and referral business, and management lessons in the age of telecommuting. Paperback. 400 pages. 9 x 6 x 1. –

User Ratings and Reviews

5 Stars Guerrilla Marketing/Levinson
Although I bought this book for a gift and did not read it myself, I received it promptly and in excellent shape. Thanks!

5 Stars Jay: A Man in the Know
This book is the how-to in marketing. It has something for EVERYONE!

Thanks Jay!

Ja-Na

Stand Alone Inventor

April 28th, 2009 No Comments   Posted in Book

Stand Alone Inventor



User Ratings and Reviews

5 Stars Gives the Stand Alone Confidence
As a first time inventor, I’m reading all the material available to gain insite as well as pragmatic “how to” information, and proper contacts. This book supplies so much content that one must buy it as a ready reference. The unexpected outcome for a novice from reading the book is an elevated level of confidence to move ahead in the creation of the future for your envisioned product. The latter is as significant to me as the wealth of knowledge gained from such an easy to read author. His invitation to communicate with him is legitimate as well. Thus, you have a chance to progress from acquiring a book and it’s author’s experienced and wise counsel.

5 Stars Inventors! If you buy only one book on inventing – this is it!
Over the years I’ve read most every book on inventing that i could find. Some had useful info but none actually changed the way I think about inventing like Bob Merrick’s Stand Alone, Inventor! After many years of idea after idea that I just couldn’t get off the ground I stumbled on this great book. After reading it I immediately looked at my inventors book and none of my inventions seemed to have the traits that Bob talks about. And then I started actually creating ideas in a different way! After just a couple of months I now have a very viable invention that I should be able to bring to market soon! Do yourself a favor and read this one! It’s the one you’ll refer back to over and over and dog ear some pages in the process. Bob’s experience is timeless and invaluable to any solo inventor. He makes a very good argument about why you want to Stand Alone!

5 Stars A MUST READ for anyone interested in inventing, marketing and selling their own products!
This practical and insightful book from experienced veteran Robert Merrick, delivers exactly what it promises and more! A brisk, enjoyable read full of valuable lessons, resources, ideas, entertaining anecdotes, and real-world wisdom that will help save you from making costly mistakes and greatly improve your probability of success. I have a handful of other books on inventing, but I would easily trade them all for this one! I only wish I had found this book earlier. A MUST READ for anyone interested in inventing, marketing and selling their own products! With this book, you CAN be a stand alone inventor, without feeling quite so “alone” on the journey. Thank you, Mr. Merrick!

5 Stars Success! I’m a Stand Alone Inventor now too!!
If you are interested in being an inventor and entrepreneur, then this is one book you MUST have on your desk. I recommend this book to everyone I know who wants to be a Stand Alone Inventor!

I quit my day job a year ago to develop my own new products. I wish I would have read this book BEFORE I made my scary and crazy decision. But luckily I stumbled across this book and WOW – what a life saver.

Bob Merrick takes you step by step through the process of getting a product from idea to manufacturing and then to the store. This book really helped me think differently about products and designing them. Ultimately I believe it saved me from tons of trials and tribulations.

I now have a patent pending product, manufacturing, and some sales!! I call that a success!

THANK YOU Bob for writing this book!!

5 Stars Great Book
This book is excellent for someone with no experience in selling a new product. It is concise, well written and will save you thousands of dollars and hours of time. I highly recommend it!!

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Business Start Up Guide Entrepreneur Magazine Group Convenience Food x1173

April 27th, 2009 No Comments   Posted in Book

Business Start Up Guide Entrepreneur Magazine Group Convenience Food x1173



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e Buy gains ground one schedule studied Online Shopping An article from Set Aside Alert

April 25th, 2009 No Comments   Posted in Book

e Buy gains ground one schedule studied Online Shopping An article from Set Aside Alert




This digital document is an article from Set-Aside Alert, published by Business Research Services, Inc. on June 10, 2005. The length of the article is 468 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: e-Buy gains ground, “one schedule” studied.(Online Shopping)
Publication: Set-Aside Alert (Newsletter)
Date: June 10, 2005
Publisher: Business Research Services, Inc.
Volume: 13 Issue: 12 Page: 3(1)

Distributed by Thomson Gale

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HandR Block TaxCut 2007 Home and Business State e file Win

April 25th, 2009 No Comments   Posted in Software

HandR Block TaxCut 2007 Home and Business State e file Win




TaxCut Home & Business is two complete programs in one, and it includes everything you need to complete and e-file your personal and business federal and state taxes. You also get guidance for corporate, partnership, and payroll business returns, as well as personal tax forms from 1040EZ to Schedule C. A step-by-step interview guides you through a customized process, and the product includes Worry-free Audit Support, Personal Tax Advice, e-file for one personal federal return and one personal state return, unlimited business state returns, guaranteed accurate calculations, and Business Attorney software included at no extra cost.

Everything you need to complete and e-file your personal and business federal and state taxes.

Includes everything from TaxCut Premium + State + E-file plus:

Complete Business Coverage
Helps you prepare returns for a number of business types, including Corporations, S Corporations, Partnerships, Limited Liability Companies (LLCs), Non-profits and Estates & Trusts. Plus, the program handles Payroll Taxes as well.

Business Tax Planner
Project your estimated business earnings and tax liabilities for the next three years.

Business Depreciation Assistance
Calculate and track depreciation on various types of business assets.

1099-MISC/W-2 Preparation
Quickly print W-2 and 1099 forms and reports for your employees and contractors.

K-1 Preparation
Easily prepare and print K-1 forms for partners and shareholders.

Includes everything you need to complete your federal and state taxes.

View TaxCut Demo (all versions)

Guidance for every personal tax situation from 1040EZ to Schedule C.

Includes free Federal and State E-file–get your refund in as little to 8-15 days.

The Basics:

Step-by-Step Interview
Our simple interview quickly walks you through the return process to automate your return.

Seamless Imports
Quickly and easily import last year’s tax and financial data from TaxCut, Turbo Tax, Quicken, Microsoft Money, and H&R Block DeductionPro, as applicable.

Error Check
Our program automatically double-checks your return for errors.

Get Your Refund Fast
E-file your return, and get your refund in as little to 8-15 days.(additional fees apply)

Extra Help to Maximize Deductions:

Customized Tax Advice
Receive tax guidance on changing tax situations, like getting married, having a baby, buying a home and more.

Charitable Donation Help
H&R Block DeductionPro is included for FREE to help you get the most out of your charitable donations.

Maximize Itemized Deductions
Get the tax savings you’re entitled to, including deductions related to home ownership, education and more.

Schedule C Support
Extra deduction help for the self-employed, including home office, rental property and depreciation assistance.

Business Expense Assistant
The program provides extra guidance to make sure you’re claiming all deductible business expense, including advertising costs, meals and travel expenses, and office supplies.

Investor Guidance
Additional help figuring cost basis for investment income.

IRS Publications
Quick access to IRS Publications for further explanation of specific tax situations.

Multimedia Video Advice
Our tax professionals explain how changing tax laws affect you.

Guarantees:

Worry-free Audit Support
You can rest easy knowing H&R Block is there to help in the rare event of an audit. Included when you e-file your federal return with us.

Accurate Calculations Guaranteed
If TaxCut makes a calculation mistake, we’ll pay resulting IRS penalties plus interest. See the license agreement for details.

100% Satisfaction Money-Back Guarantee.
If you are dissatisfied with the software for any reason, H&R Block will refund the full license fee you paid H&R Block or its authorized reseller for the software, exclusive of shipping and handling charges, taxes, and less any rebate you receive on the software.

User Ratings and Reviews

2 Stars Good for very very simple returns
I have used TaxCut for 2 years, and it worked well.

This year, I needed to copy information from a Form K1 received from a stock that I owned, and the programs actually said “You’ll need to perform some special calculations that we dont cover … adjust your return as appropriate.” It doesnt tell you what calculations you need to do. Chat and voice tech support had problems telling me what I really needed to do to work around this, they kept thinking I needed to file a business partnership return. For this I paid $89 at Best Buy?

As I understand it from research on the web, TaxAct and TurboTax have no problems with this.

4 Stars Business returns much improved over last year
I’ve found the business returns, subchapter S corps and Estates and Trusts, to be much improved over last year. Instructions really helped on some difficult entries.

On the other hand, the individual 1040 appeared to be overly cluttered with instructions when using the “whole form/form entry” method.

Vista users, well, you have a problem operating system. Don’t blame the tax SW. My XP machine functions well, no crashes with this program. Downloads work fine.

For what you pay, you get a heck of a lot with this package of products (individual, business, estates, etc). Much better value than Turbo

Tax.

1 Star This program is a joke
Warning to all that are considering this program now or in the future. This program is awful from the start. Last year it included the home only disc – they had to send me the full business and home version separately. This year it has wiped out last year’s return when it loaded, so not only do I have to reenter all of the data, but I no longer have the 2006 returns available on the computer. I switched from TurboTax a few years ago, and though I did not like that program much, it did not leave me stranded like this one has. This whole thing has me wanting to go all the way back to pen and paper.

1 Star Serious problems
I’ve been using TC for about 15 years. During this time my returns have become increasingly complex as my business has expanded (sole proprietorships, office buildings) and my personal situation has changed (elderly parents needing assistance, children in/out of college/jobs). TC has been able to handle most of this, but this year I ran into some serious problems. Here they are:

1. It’s always difficult to coax TC into calculating Fed estimated taxes for the new tax year. This problem continues.

2. Whenever hypertext or help is selected, the program responds with a script error. The help screen can be accessed, but the script error message must first be cleared. This becomes increasingly annoying as the return is prepared, but not fatal.

3. The worst problem this year involved making and editing itemized lists. I use this feature a lot so that the next tax year it can guide my entries based on the previous year. This way I don’t have to re-study the help screens to decide whether this or that item is considered an ‘office supply’ or ‘misc expense’; whether an item should be put on Sched E as a rental expense or on Sched C as a business expense, etc. I had finished about 75% of my Fed return and suddenly TC would crash whenever I tried to edit or modify an existing itemized list. I went back and tried to edit a number of lists, but couldn’t view the lists and TC crashed and closed each time.

I contacted HRBlock via chat to determine how to fix this. After the usual waiting……….explaining……………I was told that this problem was not new and that the fix was simple. All I had to do was discard the 07 return, go back to the 06 return and delete-item by item- all of the itemized lists in that return, re-import the 06 return to the 07 return, and then just re-enter all of the data into the new 07 return……….. DISCARD WHAT NOW? GO BACK WHERE NOW? This is an ENTIRELY UNSATISFACTORY solution, I said. Re-creating the 07 return would take days, what other solutions are there? None!!!!!!!!!!!!!!!

I checked over and printed out the 07 return and found that the lists were still intact (but inaccessible to editing) and that the calculations based on the lists were correct. So I just completed the return workng around the list editing problem.

This is an awful problem. I don’t know what will happen when I try to import this 07 return into the 08 return next year. Will the lists be there or not, will the numbers import properly or not, what will happen?

As a result, I’m seriously considering TurboTax.

1 Star Came up short for handling an Estate in PA
Bought this to do income tax returns to settle an Estate in PA. I easily entered all the info for filing a final joint return, and got through the Federal e-file verification. As I went through the PA e-file verification I got a message that PA does not permit joint returns when one of the parties is deceased … but then the astonishing remainder of the of the messages … you have to go back and create separate individual federal returns (but not file them) to use to create the separate PA returns!! It didn’t tell me this until AFTER I went through the PA interview! I can’t e-file the Federal & PA returns together… so far I haven’t figured how to e-file the PA returns because you have to e-file the corresponding e-filed Federal return, but there isn’t one. Tried the free TurboTax to see if it could get me around this… couldn’t import the 2007 TaxCut data, only 2006. Tried a simulated TurboTax joint Federal with deceased … the PA gave an upfront warning of the need to file separate PA returns and imported the Federal and allowed creation of a single for the primary filer only (couldn’t create the deceased spouse PA forms) … TurboTax pulled in all of the income and didn’t exclude the spouse-only items; there is no easy/obvious way to exclude those items. Tried the free TaxAct and it appears it can’t do it right either. So none of these handle PA well for this situation, although TurboTax appears to be a little closer to getting it right.

I bought this TaxCut bundled s/w to also do the Estate 1041 return. It’s no where near as helpful as the 1040 interview. It assumes you’re familiar with doing a 1041. I had to do much research outside of this s/w to figure out how to properly report things.

TaxAct doesn’t offer s/w with the Estate 1041 forms, so I narrowed my choices to TaxCut or TurboTax. Neither of them import TaxAct data, so I had to cut/paste from last year’s TaxAct 1040 info. I picked TaxCut over TurboTax simply because of total cost to do 1040 & 1041 forms. By the way, the 1041 is done with the business tax s/w while the 1040 is done with the personal tax s/w and they don’t share data … you can’t import 1099 data stored with a 1040 into a 1041 (it would be nice).

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Instant Leads Instant Success

April 23rd, 2009 No Comments   Posted in Book

Instant Leads Instant Success



Start a steady stream of leads flowing into your business.

Trying to grow a business without a steady supply of fresh leads is like trying to drive across the country on a single tank of gas. With everything on your plate, who has time to chase after new leads?

Don’t panic. Self-made millionaire Brad Sugars shows you why generating a constant flow of hot leads isn’t nearly as complicated as you might think. Discover how to:

  • Run killer print ads, radio campaigns, and mailings
  • Form strategic alliances with suppliers and local businesses
  • Use promotional offers and guarantees to set yourself apart from the herd
  • Make sure your plans are cost-effective with a break even analysis

Get real results right now when you discover all that Instant Success has to offer!

Instant Advertising * Instant Cashflow * Instant Profit * Instant Promotions * Instant Referrals * Instant Repeat Business * Instant Sales * Instant Systems * Instant Team Building * The Business Coach * The Real Estate Coach * Successful Franchising * Billionaire in Training

User Ratings and Reviews

5 Stars Get leads simply and effortlessly
Instant Leads explains the process through which entrepreneurs can grow their businesses by obtaining additional customers, an element of professional success that Sugars identifies as crucial.

Instant Leads begins by outlining the steps of Action International’s Business Chassis, a schematic developed by Sugars that can be applied to businesses so that entrepreneurs can analyze their business piece-by-piece. Potential customers or “Leads” comprise the first part of the Business Chassis and as such, argues Sugars, are crucially important to the success of any business.

The business methods Sugars outlines in Instant Leads are drawn from the author’s many years of professional success. Financially retired at 26, Sugars is a multi-million business mogul who assists, motivates, and trains hundreds of thousands of business professionals worldwide through books, DVDs, seminars, and Action International’s team of business coaches.

5 Stars Leads made simple
The success of every business depends on the ability to generate new and qualified leads. Yet most small businesses often spend their time and money on methods that don’t produce good results. This book is filled with excellent ideas and the process to implement them. The real life examples make it an easy read with good comprehension. It gave me the confidence to put them into action for my business.

5 Stars Easy guide to generating leads…
The most important factor of cashflow is the number of leads generated. The book covers easy to develop and implement marketing activities to generate more leads…

3 Stars Maybe, Maybe Not
This book is a small selction of lead generation methods. Whether or not they work for you probably depends on your product-market. Most of the methods that were emphasized seemed to discount the prospect’s intelligence: classified ads and direct offers with copy reminscent of a carnival hawker. The chapter about strategic partnerships had the most valuable content.

Overall, this book is a little light on lead generation methods – especially how to qualify them for your business. It also has a lot of fluff: a storyline, pages of questions with lots of blank space, and a long pitch for business coaching. I got more out of the author’s cash flow book.

5 Stars Don’t Wait for Customers…Here’s How to Get Them
Most business owners know how to do the work “IN” the business, so they sit and wait for the phone to ring or the next prospect to walk in the door. This book is absolutely jam-packed with simple, useful strategies that any business owner can use to get more qualified leads. What I found particularly helpful was the break-even analysis that enables anyone to make an informed decision about whether to engage an advertising campaign or not. There are also great tips on how to write ads for all media and how to set up strategic alliances and host beneficiaries. Read this book today, get more prospects tomorrow!

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Why have the returns to technical analysis decreased An article from Journal of Economics and Business

April 23rd, 2009 No Comments   Posted in Book

Why have the returns to technical analysis decreased An article from Journal of Economics and Business




This digital document is a journal article from Journal of Economics and Business, published by Elsevier in 2004. The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.

Description:
Returns to managed futures funds and Commodity Trading Advisors (CTAs) have decreased dramatically. Funds overwhelmingly use technical analysis. This research determines if structural change in futures price movements could explain the reduced fund returns. Bootstrap tests are used to test significance of a change in statistics related to daily returns, close-to-open changes, breakaway gaps, and serial correlation. Several statistics have changed across a broad range of commodities. Lower price volatility is the most likely explanation of the lower returns from technical analysis. The structural changes likely caused the decreased returns rather than increased technical trading causing the structural changes.

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Secrets of the Super Searchers Super Searchers Series

April 23rd, 2009 No Comments   Posted in Book

Secrets of the Super Searchers Super Searchers Series



User Ratings and Reviews

5 Stars “Master’s Class” for Information-Driven Smart People
Reva, one of the top five information brokers in the USA, sought out and interviewed 35 professional or gifted amateur commercial online (fee for service) searchers and provides in this book a delightful free-flowing conversation with each of them as a “master’s class” for intelligence and information professionals.

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Seal the Deal The Essential Mindsets for Growing Your Professional Services Business

April 22nd, 2009 No Comments   Posted in Book

Seal the Deal The Essential Mindsets for Growing Your Professional Services Business




Learn how to network, market and sell your professional services Seal the Deal The Essential Mindsets for Growing Your Professional Services Business By Suzi Pomerantz How do successful coaches and consultants make money and make a difference? You have to be good at networking, marketing and sales. That’s why Seal the Deal belongs on any new or experienced professional’s desk. It will help you avoid pitfalls made in all three of these key areas and increase your effectiveness. In this unique book, you’ll follow the conversations of author and super coach Suzi Pomerantz and several of her coaching colleagues. Each chapter starts with part of an actual transcript of a telecourse session. You’ll get to know the participants, their fears and successes and their experiences as they learn the same process you ll be learning. Get on the proven path to sealing more deals and succeeding in your business Each chapter is a step in the author’s 10-step proven process for developing new business: